Terms of Service

Pay once for a sheet or a collection, or monthly for VIP. We send you to Google, which drops a copy of the file into your own Drive. That copy is yours from the moment it lands: we hold no key to your Drive and cannot open it, edit it, lock it or take it back. The clauses below say all of this more carefully, and the careful version is the one that governs.

SheetMatters (sheetmatters.com) is a storefront operated by CODECAMPUS LLC, 1839 Lake Saint Louis Blvd, Lake Saint Louis, MO 63367, United States. On this page "we" and "SheetMatters" mean that company; "you" means the person or business buying from it.

Placing an order, starting a VIP membership, or otherwise using the site, means you accept these terms.

• One sheet, paid for once. It stays yours, and improvements to the edition you bought reach you at no further charge.
• A collection, paid for once. It grants several separate sheets, each held on exactly the same footing as a sheet bought on its own.
• VIP, billed monthly. It opens the whole catalogue and holds you on the newest version of every sheet for as long as the membership runs.

Prices are quoted and charged in US dollars. Stripe handles every payment, so opening a checkout also means accepting Stripe’s terms for that transaction. Your card details go to Stripe and never reach us.

Buying a sheet, or claiming one through VIP, grants you a personal, non-exclusive, non-transferable licence to use it and everything in it: the formulas, the structure, the layout, the notes. Use it for your own work or your own business. Rewire it, extend it, throw away a tab you have no use for. Your copy is yours to change.

• Reselling, sub-licensing or renting the sheet, or any recognisable part of it.
• Publishing it, or passing the copy link on to anyone else, free or paid.
• Repackaging the template as your own product, course material or lead magnet.

The licence covers using the work, not passing it on. Every intellectual property right in the templates stays with us.

Delivery is a redirect to Google’s "make a copy" page, which places a copy of the sheet in your own Google Drive. It sits in your account, behind your Google login rather than ours. Google Sheets and Google Drive are Google products, governed by Google’s terms and outside our control.

That arrangement works in your favour. Because the copy sits in your Drive and we cannot reach it, nothing that happens between us afterwards touches it. Cancelling a membership never deletes or locks a sheet you have already copied. The only thing that can change is whether you may download it from us again, and a refund of a sheet purchase is what changes it.

VIP renews automatically each month in US dollars until you cancel. Cancel whenever you like from your account, which opens the Stripe billing portal. Cancellation takes effect at the end of the period you have already paid for, and we do not prorate a part-used month.

Cancelling is not a refund and withdraws nothing. Every sheet you claimed stays yours permanently. While the membership runs you are entitled to the newest version of any sheet; once it lapses you keep the newest version you held while paying, and you stop receiving anything published after that.

Ask within 14 days of a charge and we refund it, no reason required. A full refund of a sheet or collection purchase ends your right to download what it covered from us again, and we treat a chargeback the same way. A partial refund withdraws nothing.

What no refund can do is reclaim a file already sitting in your Google Drive, because we have no access to it. A refund stops further copies coming from us; it does not undo the copy you have. The Refund Policy sets this out in full.

SheetMatters sells spreadsheets. They are not financial, investment, tax, accounting or legal advice, and buying one creates no advisory relationship. Every figure a sheet returns is produced from the data you type in and the assumptions you choose. The decisions stay yours, and you should take a qualified professional’s advice before acting on any of them.

THE SHEETS AND THE SITE ARE PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT. We do not promise that a sheet is free of errors, or that it fits your particular circumstances.

TO THE FULLEST EXTENT THE LAW ALLOWS, CODECAMPUS LLC IS NOT LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, NOR FOR LOST PROFITS, LOST DATA, OR LOST GOODWILL, ARISING OUT OF OR RELATED TO THE SHEETS OR THE SITE. OUR TOTAL LIABILITY ON ANY CLAIM IS CAPPED AT THE AMOUNT YOU PAID US FOR THE PRODUCT BEHIND THAT CLAIM IN THE TWELVE MONTHS BEFORE IT AROSE. Some jurisdictions do not permit every limitation written here, so parts of this clause may not apply to you.

We revise these terms from time to time. When we do, the effective date at the top of this page moves with them. Carrying on using the site, or leaving a membership running past that date, means the revised version applies to you.

These terms are governed by the laws of the State of Missouri, United States, without regard to its conflict of laws rules. Any dispute arising out of them, or out of your use of the site, belongs exclusively to the state or federal courts sitting in Missouri, and you consent to their jurisdiction and venue.

Questions about these terms reach a person, not a ticket queue:

Post reaches us too: CODECAMPUS LLC, 1839 Lake Saint Louis Blvd, Lake Saint Louis, MO 63367, United States.